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SBA Programs & Opportunities

Give Your Small Business the benefit of Our Big Thinking. We are the Preferred Small Business Administration (SBA) Lender that’s fast, creative, and smart. Our SBA team is empowered to help you succeed. Whether you are growing your business by buying property, equipment, inventory, or another qualifying need, we go out of our way so you don’t have to.

As an SBA Lender, we can act quickly without costly delays and red tape to help you get the financing you need. We’ll assist you in preparing and submitting the necessary SBA documents. Then we’ll stay with you, making certain you get the most value and service from your New Millennium Bank relationship.

Working with the SBA allows New Millennium Bank to offer a variety of financial assistance programs for small businesses. Because many SBA loan programs have very specific requirements and restrictions, your New Millennium banker will be helpful in navigating the process.

Entrepreneurs get better ideas from New Millennium bankers because we give you more attention from the top down.

7(A) Express Lines
7(A) Express Lines: provides financing in as little as 36 hours for up to $350,000 with modified documentation requirements.

      [Download Form]


Basic 7(A) Loan
This, the SBA’s primary loan program, helps qualified small businesses obtain financing when they might not be eligible for business loans through normal lending channels. Financing under this program may be used for a variety of general business purposes including working capital machinery and equipment, furniture and fixtures, land and building (including purchase, renovation and new construction), leasehold improvements, and debt refinancing (under special conditions). The maximum amount of this loan is $750,000.

     - Application for Business Loan
     - Personal Financial Statement
     - Statement of Personal History


504 Certified Development Company (CDC)
504 Certified Development Company (CDC): provides long-term fixed-rate “brick and mortar” financing to small businesses to acquire real estate, machinery or equipment for expansion or modernization. Typically a 504 project requires a 10 percent contribution from the borrower. Maximum account of this loan is $1.3 million.

     - Application for Business Loan
     - Personal Financial Statement
     - Statement of Personal History

Our goal is to provide resources that help your business grow and succeed. Speak with a New Millennium banker today and discover how good it is to have a great banker on your side.  

Please feel free to stop by the bank with your application or for your convenience, you may fax it to 866.583.4973.