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Personal Banking Services

- Personal Banking Services
- Personal Checking Accounts
• Totally Free Checking
• Millennium Checking
• New Millennium Silver

• Neighborhood Checking
- Personal CD's, Money
  Markets & Savings

- Personal Borrowing
- Additional Services

Millennium Checking

Why worry about complex banking plans when you need simple solutions? The Millennium Checking account gives you the convenience and benefits you need, without requirements that would only complicate your life. Simple is smart and that’s our Millennium Checking approach.

The Smart, Easy Way to Take Care of Your Banking Needs.


  • Minimum opening deposit of $50
  • No Minimum Balance Fee when you maintain a daily balance of $100 or more. If your balance falls below the minimum, a $12 Minimum Balance Fee applies for that statement period
  • Free of minimum balance requirement with direct deposit
  • ATM/Debit card
  • No ATM fees from us at any ATM
  • Free online banking with bill payment
  • Free first order of New Millennium Bank logo checks
  • No check fees
  • Convenient monthly statement shows images of every check processed
  • Overdraft protection available (subject to credit approval)
  • Automatic transfer from savings account available
  • E-Statements available

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