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Interest Rates on Deposit Products
Displayed below are the current interest rates for our interest bearing accounts. We feel that the interest rates are very attractive, and are competitive in some cases with other financial institutions' special promotions.
Interest rates on variable interest rate deposit accounts are subject to change after account opening.
| New Millennium Bank Deposit | |||
| Product | Minimum Deposit | Interest Rate | Annual Percentage Yield* |
| Interest Checking | $1,000 | 0.15% | 0.15% |
| Money Market Account | $1,000.00 to $9,999.99 | 0.50% | 0.50% |
| $10,000.00 to $49,999.99 | 1.24% | 1.25% | |
| $50,000.00 to $99,999.99 | 1.49% | 1.50% | |
| $100,000.00 to $249,999.99 | 1.73% | 1.75% | |
| $250,000.00 and over | 1.98% | 2.00% | |
| Statement Savings Account | $100.00 | .50% | .50% |
| Millennium Club | 1.00% | 1.00% | |
| Millennium Gold Account | $5,000.00 | .25% | .25% |
| Business Interest Checking | .15% | .15% | |
| IOLTA Account * Fees may reduce earnings | $1,000 to $99,999 | .40% | .40% |
| $100,000 and over | 1.19% | 1.20% | |
Current Promotions!
Platinum Relationship Account. Please call your branch.
Certificate of Deposit | |||
| Product | Minimum Deposit | Interest rate | Annual Percentage Yield |
| 90 Day | $500.00 | 2.23% | 2.25% |
| 6 Month | $500.00 | 3.44% | 3.50% |
| 9 Month 1 Year | $500.00 $500.00 | 3.30% 3.68% | 3.35% 3.75% |
| 14 Month 17 Month 18 Month | $2,500.00 $2,500.00 $500.00 | 2.08% 2.08% 3.73% | 2.10% 2.10% 3.80% |
| 2 Year | $500.00 | 3.73% | 3.80% |
| 30 Month | $500.00 | 2.08% | 2.10% |
| 3 Year | $500.00 | 3.92% | 4.00% |
| 4 Year | $500.00 | 4.40% | 4.50% |
| 5 Year | $500.00 | 4.40% | 4.50% |
Overdraft fees may apply to overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means as applicable.
** Penalties for early withdrawals may apply.
Please ask a Customer Service Representative for additional information about applicable fees and terms.
All products, services and fees are accurate as of July 9, 2008, but are subject to change at any time.